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  • Why Buyers Choose Tracey A. Donley - Why homebuyers looking for a real estate agent in the Las Vegas, Summerlin and Green Valley area choose Tracey A. Donley.

  • Latest Listings - Get Tracey A. Donley's latest Las Vegas, Summerlin and Green Valley listings of homes for sale first!

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Real Estate Tips
Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Real Estate Trivia
Q 
What three things are necessary in order to purchase a home?

A 
Some cash, a dependable income and good credit. If you fall short, don't despair--homeownership may still be possible.
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Tracey A. Donley, REALTOR®, real estate agent and broker for Las Vegas, Summerlin and Green Valley, Nevada home listings, property and land for sale - NUMBER1EXPERT

Tracey A. Donley
RE/MAX EXCELLENCE
4435 S. Buffalo Drive
Las Vegas, NV 89147
800-401-2224
Fax: 702-255-1010
tracey@traceydonley.com

Tracey Donley and her carefully, hand-picked real estate sales team aim, quite simply, to provide you with KNOCKOUT SERVICE & RESULTS! They want to put the "WOW!" word back into your vocabulary, whether you are selling or buying real estate in Las Vegas!!! If your objective is to save your valuable time and money while selling your property or buying exactly what you want in real estate, then Tracey welcomes you to spend as much time as you wish on her web site getting acquainted with her and the manner in which she conducts business!


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